We are the MGA-native AI underwriting layer

Mulberri began inside insurance operations supporting PEOs and complex insurance programs that required underwriting coordination, compliance oversight, and reporting precision across multiple carriers, programs, and lines of business. 

We experienced operational friction firsthand. Data fragmented across systems that were never designed to talk to each other. Underwriting logic that lived in spreadsheets and institutional memory instead of enforceable rules. Compliance processes that were manual by necessity and error-prone by design. Reporting that got assembled by hand at month end by people who should have been doing something else.  

We saw what happens when insurance operations scale without the infrastructure to support them. And we saw how much of that friction was specific to the way MGAs and program operators work, not a general insurance problem, but a structural gap in the tools built for this specific corner of the market. 

That experience is why Mulberri exists. And it's what makes us different from every generic AI tool that retrofits an insurance skin onto a horizontal platform.