Insurance Al built for carriers
Insurance Al built for carriers
Mulberri automates the underwriting workflow for carriers including clearance, extraction, conflict detection, auditing, reporting, and COl management. Configured to your guidelines and live in weeks, for every LOB and niche you write, anywhere in the world.
Mulberri automates the underwriting workflow for carriers including clearance, extraction, conflict detection, auditing, reporting, and COl management. Configured to your guidelines and live in weeks, for every LOB and niche you write, anywhere in the world.
What mulberri does
Four things carriers need automated. One layer that does all of them
Four things carriers need automated. One layer that does all of them
Mulberri fits inside your existing underwriting workflow and automates the steps that slow your team down, create compliance gaps, and produce data you can't trust.
Mulberri fits inside your existing underwriting workflow and automates the steps that slow your team down, create compliance gaps, and produce data you can't trust.
Underwriting Automation
Underwriting Automation
Mulberri automates clearance, extraction, and conflict detection before an underwriter touches a submission. Every submission is checked against your appetite rules, relevant details are extracted automatically, and conflicting information is surfaced before a decision is made. Your underwriters make better decisions faster without changing how they work.
Mulberri automates clearance, extraction, and conflict detection before an underwriter touches a submission. Every submission is checked against your appetite rules, relevant details are extracted automatically, and conflicting information is surfaced before a decision is made. Your underwriters make better decisions faster without changing how they work.
Audit Automation
Audit Automation
Pre-bind and post-bind audits surface compliance gaps, appetite drift, and policy inconsistencies before they compound. Every decision has a complete, structured audit trail. When a review happens, the record is already there.
Pre-bind and post-bind audits surface compliance gaps, appetite drift, and policy inconsistencies before they compound. Every decision has a complete, structured audit trail. When a review happens, the record is already there.
Reporting and Bordereaux
Reporting and Bordereaux
Bordereaux and portfolio reports are generated automatically from live underwriting activity, structured to your requirements. Your team stops chasing data at month end and starts using it.
Bordereaux and portfolio reports are generated automatically from live underwriting activity, structured to your requirements. Your team stops chasing data at month end and starts using it.
COI Automation
COI Automation
Certificate issuance, renewals, and compliance verification are fully automated. Certificates are validated against your requirements before issuance. Renewals are tracked automatically. Nothing expires unnoticed. Every certificate carries a complete audit trail.
Certificate issuance, renewals, and compliance verification are fully automated. Certificates are validated against your requirements before issuance. Renewals are tracked automatically. Nothing expires unnoticed. Every certificate carries a complete audit trail.
How it works
Growing faster than your ops can keep up
Mulberri integrates into your existing systems as an overlay, no migration, no rip-and-replace, no retraining. Your underwriters keep working the way they work. The manual steps are simply automated underneath them.
1
We configure to your guidelines
Your appetite rules, compliance requirements, and reporting specifications are mapped into the platform by our team. We understand carrier underwriting programs and the setup is fast because we have done this before.
2
You go live in
4–8 weeks
Mulberri integrates as an overlay on your existing systems. Zero migration. Zero disruption to your underwriting team's workflow.
3
Automation starts from
day one
Clearance, extraction, conflict detection, auditing, reporting, and COl management move to autopilot. Your team focuses on decisions, not groundwork.
4
We stay close as
you scale
We stay close as you scale
Our team stays embedded as your programs grow, adjusting configuration as your guidelines evolve and your business changes.
Where Ops Break Down
Where you’re losing time today
Manual Submission Triage
~3
hrs
Intake, extraction, prioritization before a risk is assessed
Reinsurer bordereaux prep
2 - 4
d
Manual extraction, formatting, validation each quarter
Post-bind data cleanup
~6
hrs
Correcting errors before reinsurer submission
How It works
Large operational problems need smart solutions
Large operational problems need smart solutions
For MGAs and carriers handling growing submission volume, certificate of insurance management is one of the most time-consuming and error prone processes in the operate. Every manual step is a risk.
1
Submission volume outpacing your underwriting team.
Submission volume outpacing your underwriting team
Submission volume outpacing your underwriting team.
More submissions, same headcount. Underwriters are spending hours on manual triage including intake, extraction and prioritization. All before they've assessed a single risk.
More submissions, same headcount. Underwriters are spending hours on manual triage including intake, extraction and prioritization. All before they've assessed a single risk.
2
Reinsurer reporting is still a manual process.
Reinsurer reporting is still a manual process
Reinsurer reporting is still a manual process.
Bordereaux prep, data extraction, format compliance, all done by hand every quarter. It takes days, introduces errors, and it's not what your underwriters should be doing.
Bordereaux prep, data extraction, format compliance, all done by hand every quarter. It takes days, introduces errors, and it's not what your underwriters should be doing.
3
Appetite enforcement is inconsistent at scale.
Appetite enforcement is inconsistent at scale
Appetite enforcement is inconsistent at scale.
The larger your book, the hearder it is to ensure every decision is consistent with your guidelines. Deviations surface in your reinsurer data, not at the point of decision.
The larger your book, the hearder it is to ensure every decision is consistent with your guidelines. Deviations surface in your reinsurer data, not at the point of decision.
4
Implementation timelines that don't match your reality
Implementation timelines that don't match your reality
Most platforms say 6–12 months. By the time you’re live, the problem has compounded. Mulberri goes live in 4–8 weeks without replacing the systems you already run on.
Most platforms say 6–12 months. By the time you’re live, the problem has compounded. Mulberri goes live in 4–8 weeks without replacing the systems you already run on.
Why MGAs come to us
Growing faster than your ops can keep up.
Mulberri integrates into your existing systems as an overlay, no migration, no rip-and-replace, no retraining. Your underwriters keep working the way they work. The manual steps are simply automated underneath them.
1
We configure to your guidelines
Your appetite rules, compliance requirements, and reporting specifications are mapped into the platform by our team. We understand carrier underwriting programs and the setup is fast because we have done this before.
2
You go live in 4–8 weeks
Mulberri integrates as an overlay on your existing systems. Zero migration. Zero disruption to your underwriting team's workflow.
3
Automation starts from day one
The larger your book, the hearder it is to ensure every decision is consistent with your guidelines. Deviations surface in your reinsurer data, not at the point of decision.
4
We stay close as you scale
Most platforms say 6–12 months. By the time you’re live, the problem has compounded. Mulberri goes live in 4–8 weeks without replacing the systems you already run on.
What we do for carriers
One Connected Layer
One Connected Layer
The same platform powering MGA underwriting operations, configured directly for your carrier book, your guidelines, and your reporting obligations upstream to reinsurers.
The same platform powering MGA underwriting operations, configured directly for your carrier book, your guidelines, and your reporting obligations upstream to reinsurers.
Underwriting AI
Underwriting AI
Automated intake, triage and decision-support, configured to your guidelines and appetite.Every submission is ingested, extracted, checked against your rules, and surfaced to your underwriters as a decision-ready summary. Regardless of if it came in by email, portal, or API. Your team assesses risk; Mulberri handles everything before and after.
Automated intake, triage and decision-support, configured to your guidelines and appetite.Every submission is ingested, extracted, checked against your rules, and surfaced to your underwriters as a decision-ready summary. Regardless of if it came in by email, portal, or API. Your team assesses risk; Mulberri handles everything before and after.
What it does
What it does
Multi-format ingestion — email, portal, API
AI extraction of coverage, limits, dates, prior claims
Rules engine configured to your underwriting guidelines
Appetite enforcement at the point of triage — not after
Decision-ready summaries surfaced to your underwriters
Full audit trail on every decision
Multi-format ingestion — email, portal, API
AI extraction of coverage, limits, dates, prior claims
Rules engine configured to your underwriting guidelines
Appetite enforcement at the point of triage — not after
Decision-ready summaries surfaced to your underwriters
Full audit trail on every decision
Faster Decision
Cycle Time
10
10
X
X
Fewer Manual
Touchpoints
80
80
%
%
Reduction in
Errors
95
95
%
%
End-to-End Reporting Automation
Audit & Reporting
Automated reinsurer reporting, compliance checks, and portfolio analytics.
Automated reinsurer reporting, compliance checks, and portfolio analytics.
Automated reinsurer reporting, compliance checks, and portfolio analytics.
Bordereaux preparation, reinsurer reporting, and compliance checks automated from the moment a policy is bound. When your quarterly report is due, the data is already structured, validated, and formatted to your reinsurer’s schema. No manual extraction. No multi-day prep cycle. No errors found after submission.
Bordereaux preparation, reinsurer reporting, and compliance checks automated from the moment a policy is bound. When your quarterly report is due, the data is already structured, validated, and formatted to your reinsurer’s schema. No manual extraction. No multi-day prep cycle. No errors found after submission.
Automated reinsurer bordereaux generation
Automated reinsurer bordereaux generation
Reinsurer-specific format templates configured upfront
Reinsurer-specific format templates configured upfront
Automated compliance checks against guidelines.
Automated compliance checks against guidelines.
Flexible intake — PDF, Excel, structured and unstructured data
Flexible intake — PDF, Excel, structured and unstructured data
Portfolio analytics by LOB, risk type, and exposure
Portfolio analytics by LOB, risk type, and exposure
Complete audit trail on every decision
Complete audit trail on every decision
Live in 4-8 weeks
See how Mulberri fits your existing stack without replacing it